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Below are the lay-by Terms And Conditions that are agreed to upon signing agreement:


  1. $5.00 Lay-by Fee Non-Refundable
  2. 10% Deposit minimum. Deposit must be put down to reserve print
  3. Fortnightly Repayments
  4. Three months duration on standard items
  5. If cancelled, 10% of purchase value will be retained
  6. Minimum lay-by value $100.00
  7. Any change to this lay by will incur a $5.00 charge
  8. Articles on lay-by cannot be picked up/shipped separately
  9. Prints on lay-by will be printed after final payment has been received

If you wish to lay-by a product, simply fill out the form HERE to enquire.

https://ryanfowler.photography/contact-us/